Free Denton figure check
Four taps. The month under that number comes first.
On the Square, the figure still has to match.
Steven Palmieri is a Tax CFO, not a CPA firm. A Tax CFO closes the month to the bank first, so the profit and cash you hand a lender are the same numbers you can explain. The free call looks at that page and says whether the work fits.
The person on the call is the CPA alternative: Steven Palmieri, a Tax CFO, not a CPA firm. If the note truly requires an audit or a review, you will hear that plainly, including who is allowed to sign it.
We close the books against the bank, set payroll up on the provider you already use, and write the return while the year can still change.
A Tax CFO named Steven Palmieri, the Entrepreneur's CFO, puts the agreed month in your hands first.
You will be talking to the Steven Palmieri practice.
A CPA gives the banker last year's number. The Tax CFO closes this month first, hands over a number that is still true, and then decides what the next quarter should look like with the same numbers. December can still change what this close shows.
We share the courthouse in the middle of the Square, offices and museum both. When a banker wants one number, we close the month first, so the bank would recognize it.
Click to see the books ›Tap to see the books ›
Locust is one side of the Square we share with neighbors, and the old bank's name is still on that block. The close starts with that bank, in the month the cash actually moved.
Click to see the close ›Tap to see the close ›
We share Ruby's and the Fine Arts with the neighbors. Shops on that square have been open since the 1940s, and each company still closes its own month on its own bank.
Click to see the companies ›Tap to see the companies ›
We share Elm Street's Saturday crowd with the neighbors. A sale from that Saturday stays in the day the customer paid, and the return is built from days like that one.
Click to see the return ›Tap to see the return ›
We share Hickory Street and the Arts and Jazz Festival at Civic Center Park. The sales tax is the amount on the receipt, not a guess from the crowd.
Click to see May taxes ›Tap to see May taxes ›
Snow on the courthouse is a morning we share with neighbors. How the company is taxed is a filing with its own date, and a quiet Square does not move that date.
Click to see the election ›Tap to see the election ›
Open a month.
The first estimate of the year should come from months that already closed, not from a hope scribbled after the holiday lighting on the Square.
We draft it with you, and you decide what to send.
By March the return should be a stack of closed months with a few open questions, not a year that still has to be built.
You confirm the life changes. We assemble March only from months the bank already recognized, including a gig weekend.
May's franchise report does not ride along with the profit page. It has a spring date of its own.
The franchise report carries your signature. We build it only after the books and the bank already tell the same year.
Midyear cash is a look at what already happened, updated when the newest month closes.
We read it with you in plain words, including a thin month.
While the books are still open, what you pay yourself, a retirement set-aside, and a purchase you can delay are still levers on the year.
We put the choices on one page. You pick.
The last invoices and the last owner draws belong in the month they happened, even when the party runs late.
We hold the cutoff with you so January starts clean.
From Steven Palmieri
We read the ugly month too.
Tell us the newest month you would still show a banker.
You will be talking to the Steven Palmieri practice.
A finished month is quieter than people expect. Either the cash number agrees with the bank, or the gap is written as a few items a second person can check. Sales tax collected in the month is set aside from sales tax that belongs to the next month. The payroll journal from the provider you already use is posted, and owner draws are not hiding inside supplies.
We do that work with you on a screen share. You see the items that did not clear. You see the cutoff. When we call the month finished, the number on the front page is a number the bank would recognize.
The courthouse restoration for the 1986 sesquicentennial is a building story we share with neighbors. That year on the stone does not close the month a banker is asking about.
The Denton Community Band and Jazz Ensemble has played local concerts since 1976, a Saturday we share with neighbors. The deposit from one of those nights still belongs to the week it was earned. A beautiful Saturday does not move the cutoff.
The request sounds large and is often small. One page. Profit, cash, and whether the books are current. The trouble starts when that page is a feeling. A feeling cannot be tied to a statement, and a statement that was never closed cannot be tied to the bank.
A modest page the bank would recognize beats a thick packet nobody opens. If the last closed month is older than you want to say out loud, that is the work, and it is ordinary. We name that gap in the first conversation, before anyone pretends the courthouse lawn is a financial statement.
Nothing on that page is a signed assurance report. If the lender wants a signature we do not hold, we tell you before you spend a month pretending otherwise.
Friday's checks still leave from the payroll company you already picked. We connect that company to the books, keep what you pay yourself on its own line, and leave the payday button in your hands.
A new hire, a contractor who might belong on payroll, or a first salary for an owner are setup questions. They get a written note and a provider, not a promise that a software screen will decide them.
Once the journal posts every pay period, the month can close without a scavenger hunt through a bank feed. What eases the month is a written decision about what each line means. The feed was only the raw material.
A Friday payday earned on the Square still belongs to the week the hours were worked, and the journal we post names that week.
By the fall you should be able to say, roughly, where the year is heading. Owner pay, the tax you set aside, and what stays in the company are three decisions, and they lean on each other. A purchase you can delay is both a cash question and a tax question. We put both on one page.
If the months under that page are not closed, the page waits. A plan built on an open month is a wish. We would rather adjust the set-aside in the fall than unpack a shock when the return is already late.
Retirement contributions get talked through before the deadline, with the cash actually on the table. The useful plan names a few moves for this quarter. It does not lecture you about a year you cannot change.
